Virginia-Real-Estate-Salesperson最も有効な質問と解答で勉強

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Real Estate Licensing Virginia-Real-Estate-Salesperson 試験シラバストピック:

Real Estate Licensing Virginia Real Estate Salesperson 認定 Virginia-Real-Estate-Salesperson 試験問題：

1. Your client is buying a home. At closing, they pull you aside and whisper that the documents they're being asked to sign don't match the Closing Disclosure - suddenly, there are thousands of dollars of new fees. Is this a red flag for predatory lending? Why or why not?

A) Yes. No client should be paying fees at closing. Those should always be pre-paid to the lender at least three days in advance.
B) No. It's normal for lenders to have significant last-minute changes to their fees.
C) Yes. The fees should match what was on the Closing Disclosure. Otherwise, that's a major red flag.
D) No. As long as the title company has no objections, it doesn't matter if the Closina Disclosure and the real closina documents match.

2. Which of the following is correct about implied and express contracts?

A) Implied contracts can be legally binding, while express contracts cannot.
B) Express contracts explicitly state the terms of the contract, while implied contracts are established by the parties' actions.
C) Implied contracts explicitly state the terms of the contract, while express contracts are established by the parties' actions.
D) Express contracts can be legally binding, while implied contracts cannot.

3. Rosa is trying to get approved for a loan so she can purchase a new home. What type of value will the lender use to determine whether or not to approve Rosa's loan?

A) assessed value
B) insurable value
C) market value
D) appraised value

4. Who regulates fair housing advertising?

A) ECOA
B) CRA
C) HMDA
D) HUD

5. Which of the following provides the BEST explanation for why disclosure of material facts is required?

A) All facts related to a real estate transaction must be disclosed.
B) Not all material facts are readily discernible.
C) The material a property is made of can influence its value.
D) If known, they could cause a buyer or seller to take a different course of action.

質問と回答：